Last Updated: 1/1/2026

By accessing or using this website, services, or communications, you agree to the following Terms and Conditions.

1. Use of the Website
HRV Academy provides business training and educational resources for entrepreneurs and insurance professionals. You agree to use the website for lawful purposes only.

2. No Guarantees
All content and training materials are provided for educational purposes only. HRV Academy makes no guarantees regarding income, business success, or financial outcomes.

3. User Responsibilities
By using this website or submitting a form, you confirm that:
You provide accurate information
You are at least 18 years old
You will not misuse or reproduce content without permission

4. Communications Consent
By submitting your contact information and opting in, you consent to receive communications from HRV Academy via email, phone, or SMS strictly for appointment confirmations, customer support, and program updates. You may opt out of SMS communications at any time by following the instructions in the messages.

5. Privacy and Data Protection
HRV Academy does not sell, rent, trade, or share your personal information with third parties. All personal data is handled in accordance with our Privacy Policy.

6. Intellectual Property
All content on this website is the property of HRV Academy and may not be used without written permission.

7. Limitation of Liability
HRV Academy is not liable for damages arising from the use of this website or reliance on its content.

8. Changes to Terms
These Terms may be updated at any time. Continued use of the website constitutes acceptance of the changes.

9. Contact Information
contact:1-888-900-3972 
Email: hr@official.com